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You know what helps keep track of exactly how much money you have? A checking/banking register. That’s why I made my girls their very own registers where they can add deposits, subtract their spending and keep an eye on their balance. When we first started the whole allowance thing, my girls would never know how much money they had, so they kept having to count it in order to know. That means that my kids have to save up for quite some time if they want to purchase something other than a lollipop. I don’t know if you’ve noticed, but 50 cents doesn’t buy you much nowadays. You might want them to save it because learning to save is a valuable lesson, but so is learning that wasting money sucks.ĪLSO READ: 101 Ways to Praise a Bilingual Child Printable They’ve got money, now what? This way they learn that once the money is gone, it’s gone. They earned it, so they get to spend it or save it or donate it. Let them learn how to save and spend their money.My kids were leaving their money laying around until I told them that with money comes responsibility and part of that responsibility is putting their money where it won’t get lost. Don’t assume that they will do this on their own. Set them up with a place to put their money.They get a star for every morning they earn their 50 cents and at the end of the week we add up the stars and they get cash. To keep track of the money they have earned, we have a dry erase board with their names on it. Add up their weekly earnings and pay them.The 50 cents is not guaranteed, it is earned. If they get up, get ready and make it to school without any meltdowns or fighting, they get 50 cents. Instead, they have the opportunity to earn money on school days by making the morning routine go smoothly. My children get a small allowance, but they don’t get it for doing chores because I believe that as members of the family it is their responsibility to help out. Tips for introducing your children to getting an allowance. Our money talk started by introducing them to the concept of getting an allowance and learning how to keep track of that money. My children are young, too young for me to give them the “you-know-what talk,” but not too young to give them the “money talk.” Here’s the thing: it’s more of an ongoing money conversation. I’m talking pulse racing, adrenaline pumping terror, but I am DONE with that and you wanna know why? Because I don’t want my daughters to have that kind of relationship with their finances. Talking about money has always terrified me. The money talk is a talk that all parents should be having with their kids. (Please note: You’ll need to put the printables in your cart and checkout – it’s still FREE – once you create an account it will save any free printables and you can come back and access them anytime.I’m sharing these tips on how to have the “money talk” with your kids and a free kids checkbook printable as part of a sponsored collaboration with Chase and #WeAllGrow Latina Network. Not ready to start thinking about a fresh start for the new year? No problem, pin this post or print out the free printable and you’ll be all set when you are ready! New to my cleaning routine or Clean Mama? Go here for more information and to get started. Print it out, trim it to size, laminate it if you’d like to use it month after month. One of my favorite tools is my cleaning routine at a glance printables (you can find them here) but I’m thinking that it’s time for a new one. First things first, let’s get a cleaning routine system in place, shall we? I’ll be doing a declutter challenge for the month of January. Follow along on Instagram and get ready to make January a month of fresh starts and attainable goals.
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With a fresh new year upon us, I’m excited to be bringing you some resources and inspiration to help you make this THE year that you meet your homekeeping goals.